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What Is Humm?

To make shopping with McD’s even easier, we’ve partnered with Humm to give you a simple alternative to paying with cash or credit card.

Humm allows you to buy now and pay later for the things you really want.

Humm is Ireland’s latest way to pay and an easy alternative to paying with cash or credit card for your goods. Whether it’s new furniture. bicycle, dining table, hot tub, kitchen, motorcycle or TV, Humm is there to make finance simple! Humm allows you to buy now and pay later using your Humm approval.

It’s all about you – you’re in total control. You select the goods; You select the amount; You select the plan; You have full access to your Humm account via your very own self-serve portal. You can even pay out your purchase early without any additional fees or charges.

It’s all about you – you’re in total control.

Get up to €15,000 approved in minutes*

Spend between €500 to €15,000 with McD’s

Receive approval number by text/email

HUMM FEES BREAKDOWN

There are a number of plans available to suit your order amount, broken down below.

If you’re spending €500 – €999.99

You pay 3.99% interest

You can choose between repaying in 6 months or 12 months

We suggest adding the items to your basket prior to applying for finance so you are fully aware of the total cost of the items plus delivery charges (if applicable)

An example of taking out finance on an item that costs €800

There is no upfront fee required

Repay over 6 months = You would pay €10 application fee and 6 monthly payments of €136.

Repay over 12 months = You would pay €10 application fee and 12 monthly payments of €70.

Note – the examples given above are rounded to the nearest whole number

See more quotes here

If you’re spending €1,000 – €3,000

You pay 4.25% interest

You can choose between repaying in 12 months or 18 months

We suggest adding the items to your basket prior to applying for finance so you are fully aware of the total cost of the items plus delivery charges (if applicable)

An example of taking out finance on an item that costs €2,000

There is no upfront fee required

Repay over 12 months = You would pay €40 application fee and 12 monthly payments of €174.

Repay over 18 months = You would pay €40 application fee and 18 monthly payments of €119.

Note – the examples given above are rounded to the nearest whole number

See more quotes here

If you’re spending €1,000 – €15,000

You pay 7.99% interest

You can choose between repaying in 24 months or 36 months

We suggest adding the items to your basket prior to applying for finance so you are fully aware of the total cost of the items plus delivery charges (if applicable)

An example of taking out finance on an item that costs €4,500

There is no upfront fee required

Repay over 24 months = You would pay €40 application fee and 24 monthly payments of €207.

Repay over 36 months = You would pay €40 application fee and 36 monthly payments of €145.

Note – examples above are rounded to the nearest whole number

See more quotes here

Apply

If you have any questions, Humm can be reached here.

To apply for Humm, all you need is a valid email address, your mobile phone number and meet the following minimum criteria:

Be at least 18 years of age

Be an Irish citizen or permanent resident of Ireland

Earn a minimum taxable income of €21,000 per year

Have a current credit/debit card and a Photo ID

Have a good credit history

Minimum order value of €500

During your Humm assessment, additional documents such as a recent bank statement, utility bill or payslip may be requested to support your application. Once Humm have all they need, you’ll receive a credit decision within minutes! It’s that simple!

HOW TO PAY WITH HUMM ON THIS WEBSITE

1. Add the item to your basket.

2. Go to checkout

3. From the payment options available, choose Humm 0% Interest Payment services

4. Click Place Order and it will bring you to the Humm screen.

5. If you are registered already, you fill in your unique details starting with your mobile phone and proceed to the payment plan and place your order.

7. If you have not registered yet, you will need to do so here.